Independent Life, Health and Medicare Advisor
Insurance choices, explained in plain language
Angela Wainaina compares plans from several major insurance carriers and helps you choose the one that fits your health, your budget and where you are in life. Licensed in North Carolina, Virginia, Maryland and Georgia.
What Angela helps with
Medicare
Turning 65, retiring, or reviewing your plan during open enrollment. Angela walks you through Medicare Advantage, Medicare Supplement and Part D drug plans.
Health insurance
Coverage for individuals and families under 65, including people who are self-employed or between employer plans.
Life insurance and annuities
Protection for the people who depend on you. Angela compares term and permanent policies, including coverage with living benefits, so the protection matches what your family would actually need. She also offers annuities for steady retirement income.
One advisor, several carriers
Angela is independent and appointed with several major carriers. She is not tied to one company’s products, so she can put plans side by side and tell you where each one is stronger or weaker for your situation.
There is no fee to work with her. Advisors like Angela are paid by the insurance companies, and for Medicare and health plans the premium is the same whether you enroll through an agent or on your own.
A finance background, applied to your coverage
Before insurance, Angela had a long corporate career in finance and operations as a Project Controller, Financial Analyst and Operations Administration Manager. That work honed her analytical skills. She reads the fine print, adds up what a plan will cost over a full year, not just the monthly premium, and explains the numbers plainly.
How it works
1. Tell her what matters
Your doctors, prescriptions, budget and the people you want to protect.
2. Compare side by side
Angela lays out the plans that fit, with the costs and trade-offs in plain terms.
3. Enroll with help
She handles the paperwork with you and stays available when questions come up later.
Medicare Annual Enrollment runs from October 15 to December 7
This is the window to switch Medicare Advantage or Part D plans for next year. If your medications, doctors or budget have changed, it is worth a review.